What is PIP?

PIP stands for personal insurance protection (personal injury protection), and it is an extension of car insurance that covers medical expenses and, in many cases, lost wages. It is often called “no-fault” coverage because its inherent comprehensiveness pays out claims agnostic of who is at fault in the accident. The standard policy coverage is $10,000.00 which you can reject by signature.

If you have PIP insurance and are hurt in an accident, you can receive maximum benefits whether or not the accident was your fault. On top of medical bills and lost wages, PIP insurance can also cover expenses like transportation to medical appointments and lawn repair. PIP is a no-fault medical insurance that you pay for every month under your policy. Some even have PIP without even knowing it because you have to physically reject. Evergreen has reviewed countless insurance claims and policies. We recommend PIP coverage to all of our clients, friends, family and neighbors. It's typically a few additional dollars per month. Call if you would like to learn more.